Complete stalled projects.
Fast, flexible completion capital for residential, commercial, and subdivision projects under $10m.
Refinance, cost-to-complete and clear path to OC. No financials. No friction.
Part of GS Financial Group Ecosystem
Why Projects Stall
Cost overruns. Lender disputes. Builder insolvency. Builder replacement. Stretched leverage late in the build.
These are the realities of development. They don't mean your project has failed.
Banks fund starts.
Stall'd funds finishes.
What Stall'd Does
Simple, outcome-focused completion capital
Refinance existing debt
Replace current lenders and consolidate your capital structure for a clear path forward.
Fund remaining construction costs
Cover cost-to-complete with transparent milestones aligned to your build programme.
Provide time and certainty to reach OC
Deliver the runway needed to achieve Occupational Certificate without pressure.
Loan size
$1m – <$10m
Term
Up to 12 months
Purpose
Refinance + cost-to-complete
Focus
OC achieved
Every Stall'd deal starts with a clear path to OC
A systematic approach to project completion
Current Position Review
Comprehensive assessment of your project status, existing debt, and completion requirements.
Cost-to-Complete Validation
Independent verification of remaining costs and budget requirements to reach OC.
Programme & Builder Assessment
Detailed review of build timeline, contractor capability, and delivery plan.
Funding & Milestones
Structured funding aligned to construction milestones with transparent drawdown process.
Completion & Occupational Certificate
Dedicated support through to practical completion and OC issuance.
Resolution Stories
Real projects. Real solutions. Real outcomes.
Cost Overruns on Townhouse Project
The Issue
6-unit townhouse development, 75% complete, $800k cost overrun due to material price increases and unforeseen remediation work.
Stall'd's Intervention
Refinanced existing construction loan, provided additional $1.2m for cost-to-complete, restructured milestone payments.
The Outcome
OC achieved 8 months post-settlement. All units completed and sold.
Builder Insolvency Mid-Construction
The Issue
Commercial mixed-use project stalled at 60% completion when head contractor entered administration.
Stall'd's Intervention
Funded replacement builder appointment, covered cost overruns from incomplete works, provided extension period for programme reset.
The Outcome
New builder mobilised within 6 weeks. Project completed 11 months post-refinance.
Lender Dispute Delaying Drawdowns
The Issue
Subdivision works held up by quantity surveyor dispute with existing lender, causing contractor delays.
Stall'd's Intervention
Full refinance of existing debt, independent QS appointed, new milestone structure agreed with builder.
The Outcome
Works resumed within 3 weeks. Titles issued 7 months later.
Stretched Leverage Late in Build
The Issue
Boutique apartment project at practical completion stage but developer equity exhausted, unable to fund final works.
Stall'd's Intervention
Topped up existing facility with $450k for defect remediation and final finishes to achieve OC.
The Outcome
OC achieved 4 months post-funding. Strata titled and sold down.
Capital alone doesn't finish projects. People do.
Every Stall'd project is supported by a team with deep construction and delivery experience.
- —Hands-on project oversight from experienced operators
- —Direct engagement with builders and consultants
- —Active problem-solving through to completion
- —Dedicated focus on OC achievement
We understand construction because we've delivered projects, not just funded them.
Who Stall'd Is For
Residential Developers
Townhouses, apartments, multi-dwelling developments requiring completion capital.
Commercial & Mixed-Use
Office, retail, hospitality and mixed-use projects in final stages.
Subdivision Works
Civil works, infrastructure and subdivision developments nearing title issue.
Specialised Projects
Tiny homes, modular builds, and niche residential projects requiring expert completion support.
Not suited for: Early-stage speculation or concept-only projects without construction commenced.
Is your project ready to finish?
No obligation. No pressure. Just clarity.